Cards

Spend securely in USD online, in store, and abroad.

Unity Capital cards combine premium design with smart controls, fraud alerts, virtual cards, spending limits, and support that is easy to reach.

Card lineup

Cards for everyday life, travel, business, and digital payments.

Unity Debit Card

Spend directly from your Unity account with instant alerts and ATM access.

  • Contactless payments
  • Mobile wallet ready
  • Card freeze in app

Unity Signature Credit Card

A USD credit card with rewards, travel convenience, and clear monthly statements.

  • 1.5% cashback on eligible spend
  • Virtual card number
  • Travel support

Unity Virtual Card

Create separate virtual cards for subscriptions, online shopping, and vendor payments.

  • Set spending limits
  • Pause anytime
  • Protect your main card

Compare

Choose your best card.

FeatureDebitSignature CreditVirtual
CurrencyUSDUSDUSD
Best forDaily spendingRewards and travelOnline control
RewardsSelected offers1.5% cashbackSubscription safety
ControlsFreeze and limitsFreeze, limits, alertsInstant create/delete

Security

Control your card before fraud controls you.

Every Unity Capital card includes real-time monitoring, instant alerts, merchant controls, virtual card options, and emergency support.

Instant freezePIN resetTransaction limitsFraud alerts

Lost card?

Freeze the card in the app immediately, call +233 30 000 8800, or visit the support page to request a replacement.

Get card help

Business Expense Cards

Issue cards to staff, departments, and project teams with spending controls and clean reporting.

Procurement Controls

Set category limits, approval thresholds, and merchant restrictions for safer purchasing.

Statement Exports

Download categorized card activity for accounting, audit, and tax preparation.

Can I freeze my card?

Yes. Freeze, unfreeze, replace, and limit your card from the mobile app.

Do cards work online?

Yes. Debit, credit, and virtual cards support secure online payments.

Are cards USD-based?

Yes. Unity Capital cards are designed around USD banking.