Personal Loan
For education, medical needs, travel, home improvements, emergency expenses, or planned purchases.
- Fixed monthly repayment
- Flexible terms
- Fast digital review
Loans and mortgages
Funding for the moments that move you forward.
Unity Capital provides structured USD credit for personal goals, home ownership, education, business expansion, stock purchases, trade transactions, and equipment financing.
Loan products
Credit options with clear purpose and structure.
Unity Mortgage
USD home financing for residential property purchases, construction milestones, and refinancing.
- Up to 25 years
- Guided documentation
- Repayment visibility
SME Growth Loan
Working capital for inventory, equipment, payroll, outlet expansion, and seasonal demand.
- Up to $500,000
- Relationship manager support
- Cash-flow assessment
Trade Finance
Letters of credit, guarantees, and supplier payment support for importers and exporters.
- Supplier confidence
- Documentation support
- International readiness
Auto Finance
Finance vehicles for personal use, executive transport, logistics, or business operations.
- New and approved used vehicles
- Insurance coordination
- Predictable payments
Salary Advance
Short-term support for verified salary clients who need quick access before payday.
- Simple repayment
- Fast approval
- No complicated paperwork
Rates
Indicative lending terms.
| Product | Indicative rate | Term | Best for |
|---|---|---|---|
| Personal Loan | From 10.5% | 6-60 months | Major personal goals |
| Mortgage | From 8.9% | Up to 25 years | Home purchase and refinancing |
| SME Growth Loan | Custom pricing | 3-84 months | Working capital and expansion |
| Trade Finance | Transaction based | Short to medium term | Importers and exporters |
Eligibility
What we review before approval.
Unity Capital considers identity verification, income, cash flow, repayment history, account behavior, collateral where required, and the purpose of the facility.
Verified identityProof of incomeBank statementsRepayment capacity
Responsible lending
We structure repayments around affordability so clients can borrow confidently without weakening their financial position.
Process
From application to disbursement.
Submit request
Choose a loan type and provide the purpose.
Upload documents
Add ID, income proof, and supporting files.
Receive offer
Review rate, amount, repayment, and conditions.
Get funded
Accept digitally and receive approved funds.
Are loans in USD?
Yes. Unity Capital prioritizes USD-denominated loan products.
How fast is approval?
Simple requests can be reviewed quickly; business and mortgage requests may require deeper checks.
Can businesses apply online?
Yes. SME applications can begin online and continue with a relationship manager.